Life Insurance

At Young National Insurance Agency, we’re helping you protect what matters most. We offer a wide range of affordable policies and plans such as          Final Expense, Index Universal Life (IUL), Term Life, or Whole Life Insurance.  All are customizable to meet your specific business or personal needs. Let us worry about your future so you can enjoy the present. Call us today for more information!

What is Term Life Insurance?

Term life insurance policy provides affordable temporary coverage and can be a great way to help protect a family's financial future. Policyholders get covered for a specific amount of time (or "term") and pay less on premiums than they would for a permanent life insurance policy.

Term Life

  • Covers you for a set amount of time
  • The most affordable
  • Can be converted into whole life with some policy features

Index Universal Life

  • Many of the same benefits as whole life
  • Possibly accumulate a cash value that may be accessed in retirement
  • Multi-purpose protection

Whole Life

  • Covers you for your entire life
  • Can earn you dividends
  • Builds cash value that's guaranteed to grow over time, even in down market
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